Good Morning!This time of year property taxes are due on your property. There are two issues I see every year with regard to property taxes. …Issues that put people in tough spots. 1) Some people just don’t have the money saved up to pay their property taxes. …They might have had the money, but had to use it…
Good Morning! What if you find your ideal house – but it’s missing one key element that you really wanted? …A pool! Many people are unaware of this, but it’s possible to buy the house and finance the cost of building the pool right into the house purchase! …it’s done on a purchase with an…
Good Morning! Are you unable to refinance your first mortgage because your second lien holder refuses to subordinate their lien position? …if so, I might have a solution for you. I can now refinance your first mortgage, and I don’t need a resubordination agreement signed by the second lien holder. This is huge! …because when…
ATTENTION: I currently have access to a new government sponsored program that will provide you with down payment money to buy a house! The funds in this program are limited, and it’s on a first come first serve basis – so take advantage of this program while it’s available. To learn more about this program,…
Good Morning! Did you know that I have no minimum credit score requirement for an FHA streamlined refinance mortgage? …It’s true! Most of the industry requires either a 640 or 620 minimum score for an FHA streamlined refinance. So, if you have a lower credit score and want to refinance your FHA loan – let…
Good Morning! This would apply to veterans using VA loans, and realtors/title officers involved in a real estate transaction involving a VA loan… Veterans Administration guidelines state that if a sales contract is signed by the veteran prior to receipt of the Lenders Notice of Value, the contract must include, or be amended to include,…
Good Morning! Wednesday, Eurozone leaders are expected to announce an aid package for Greece. If the stock market likes the aid program to Greece – then the stock market will soar, and the bond markets will sink. This will make mortgage rates go higher – and possibly much higher. If you are shopping for a…
Good Morning! I wanted you to be aware of a special loan program Fannie Mae has created for Fannie Mae owned property. It’s called HomePath. It allows a low down payment and flexible mortgage terms. Here are some of the great features of this loan… 1) Only 3% down payment. …and, this down payment can…
Good Morning! If you own four or more investment properties, and you want to purchase another one you’ve most likely run into a problem. …Most banks will tell you that they can’t finance more than 4 properties for any one borrower. This “max four properties financed” common in the mortgage industry. However, I wanted to…
Good Morning! I try to touch on this at least once a year because many people are steered into cash out loans without knowing how they will be impacted. Here’s what you need to know… If you get a traditional Texas Home Equity Loan to pay off your current mortgage (assuming you have a mortgage),…