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  • Apply Online
  • Purchase
    • Down Payment Assistance
    • FHA Mortgage Rates in Texas
    • VA Loans
    • Conventional Conforming Loans
    • Jumbo Loan Texas
    • USDA Home Loans in Texas
    • Alternate Documentation Loan!
    • Need A Pre Qualification Letter Right Now?
    • Manufactured Homes
    • 100% Financing Home Loans In Texas
    • How To Buy A House With A Reverse Mortgage
  • Refinance
    • How To Get Cash Out Of Your Texas Home
    • Refinance Jumbo Loan Texas
    • Debt Consolidation Loan
    • Renovation Loans
    • Owelty Refinance
    • Reverse Mortgage Texas
    • Refinance with absolutely no cost in Texas
    • FHA Streamlined Refinance
  • Free Resources
    • The Application Process
    • Mortgage Calculator
    • Search Homes For Sale
    • What’s Your Home Worth?
  • Brett’s Blog
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  • Career

Category Archives: Brett’s Mortgage Blog

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  2. Category "Brett’s Mortgage Blog"

How To Get A Loan With Foster Care Income…

Brett's Mortgage BlogBy Brett SampsonApril 29, 2024

If you receive money from the State or a County sponsored organization for providing foster care for children you can use this money as income to get a mortgage. Foster care income is considered acceptable stable income as long as the borrower has a 2 year history of providing foster care services. To prove this…

How To Pull Cash Out Of Your Rental Property With No Proof Of Income…

Brett's Mortgage BlogBy Brett SampsonApril 24, 2024

Do you have investment property, and would like to pull cash out of your property? However, for some reason you can’t provide income documentation to your lender to get a cash out loan. We have solutions! We have loan programs that will allow you to pull cash out of rental property with no income documentation…

How To Buy Rental Property Without Proving Income…

Brett's Mortgage BlogBy Brett SampsonApril 22, 2024

I wanted you to know about a mortgage program that doesn’t require any income documentation when purchasing an investment property. It’s called a Debt Service Coverage Loan.  And, the rent from the property is the only income you need.  No tax returns, or paystubs needed. Down payment on this program ranges from 10% to 20%.…

No Down Payment? No Problem…

Brett's Mortgage BlogBy Brett SampsonApril 17, 2024

The bad news is that according to Redfin, 38% of U.S. renters don’t believe they’ll ever own a home, up from 27% a year ago. 35% of renters noted the ability to save for a down payment as a major hurdle preventing homeownership. The good news is that we have a solution.  We have many…

Free Down Payment Money Available For These Professions…

Brett's Mortgage BlogBy Brett SampsonApril 15, 2024

I wanted to let you know we have a 2% to 5% downpayment and closing cost assistance program called “Homes for Texas Heroes”. If you are in one of the following professions you may qualify for this purchase program: Professional Educators, Which Includes The Following Full-Time Positions In A Public School District: School Teachers, Teacher…

Fix And Flip Financing Is Available For You…

Brett's Mortgage BlogBy Brett SampsonApril 10, 2024

Wanted to let you know we have fix and flip financing available to you. Here are some bullet points.. Lending Term: 12-18 Months. Extension options available Property Types: SFR, 2-4 Unit and Multifamily up to 30-Units Loan to Cost: Up to 80% Rehab/Reno Financing: Up to 100% Closing Time: As Fast as Two Business Days…

How A Delayed Financing Loan Works…

Brett's Mortgage BlogBy Brett SampsonApril 8, 2024

If you purchased a home using your own cash, and now would like to pull your cash back out – we can do that. This type of loan is called ‘delayed financing’.  …and, you can get your cash back out of the house. In fact, we do these types of cash out loans up to…

Here’s One Way To Reduce Your Stress Levels…

Brett's Mortgage BlogBy Brett SampsonApril 3, 2024

If you are carrying credit card debt the payments can be overwhelming. On average, for every $10,000 of credit card debt your payment would be around $300 a month. Something to consider… Get cash out of your house to pay off all your credit card debt. The payment on adding $10,000 to a thirty year…

How You Can Save Thousands Of Dollars When You Buy A House…

Brett's Mortgage BlogBy Brett SampsonApril 1, 2024

If you haven’t owned a home in the last three years and you want to purchase a home you should consider the MCC tax credit. How MCC works in a nutshell… You take 20% of the mortgage interest you pay each year – and you are allowed to claim that 20% as a dollar for…

No Money Down On This Program When you Buy A House…

Brett's Mortgage BlogBy Brett SampsonMarch 27, 2024

We are helping alot of people with this no money down program… Most Down Payment Assistance is tied to your income.  If you make too much money you don’t qualify for the Down Payment Assistance. Not this one. It doesn’t matter how much you make. So, if you have at least a 600 credit score,…

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