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Brett’s Mortgage Blog

Who Can You Get A Gift From On An FHA Loan…

Hello! FHA gift questions come up often. I wanted to give you the rules on FHA gift giving. Here ya…

3 years ago

One Way Around Two Years Tax Returns To Get A Loan…

Hello! If you get 1099's instead of W-2's at the end of the year from your employer - that means…

3 years ago

Waiting Period To Get A Mortgage If You Have Filed Chapter 7 Bankruptcy…

Hello! I wanted to let you know how the major mortgage programs treat Chapter 7 bankruptcy… FHA: 2 years from…

3 years ago

Two Most Common Questions About Reverse Mortgages…

Hello! Did you know we do Reverse Mortgages? I wanted to address the two most common questions that I get…

3 years ago

How An ITIN Loan Works…

Hello! For foreigners that aren't eligible for a social security number, but want to work in the US the IRS…

3 years ago

Two Ways To Avoid Paying Mortgage Insurance…

Hello! If you have a conventional loan, and your loan to value ratio is over 80% – you will be…

3 years ago

How A Debt Consolidation Loan Can Help You…

Hello! With the appreciation we have seen in Texas if you have credit card debt it's a good time to…

3 years ago

How Long You Have To Wait To Get A Mortgage After Bankruptcy…

Good Morning! Have you ever wondered how long you have to wait to get a loan after a bankruptcy? I…

3 years ago

How A 1099 Loan Works…

Good Morning! If you have a 1099 job (they don't take taxes out of your check), and for some reason…

3 years ago

When To Use An Owelty Loan…

Good Morning! If you are getting a divorce, and you have to pay your spouse their share of the equity…

3 years ago