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Brett’s Mortgage Blog

These Collections Won’t Keep You From Getting A Loan…

Good Morning! I covered this about 2 years ago, but I wanted to touch it again now for you. I…

13 years ago

Don’t Have To Put Money Down When Buying A House This Way…

Good Morning! I have this situation come up again and again, so I wanted to address it once more... Did…

13 years ago

Two Things You Need To Know About The FHA 580 Loan Program…

Good Morning! Many of you know that I can do FHA loans for credit scores between 580 and 600. However,…

13 years ago

This Simple Program Can Really Help Improve Your Credit – And Save You Money…

Good Morning! If you are considering paying off or paying down an account in an attempt to improve your credit…

13 years ago

Here’s The Credit Score You Need For: FHA, VA, USDA, And Conventional…

Good Morning! I get asked every day what credit scores are needed for various programs. So...   I wanted to give…

13 years ago

One Way To Combat A High Debt To Income Ratio…

Good Morning! Here's a very useful solution that I've used successfully on borrowers that have high debt to income ratios…

13 years ago

Finally – A Way Around This Killer Of Loan Approvals.

Good Morning! I finally have a way around "disputed" accounts. You know when you dispute your credit accounts it's always…

13 years ago

I Can Now Do This Loan Down To A 600 Credit Score…

Good Morning! Finally it appears the mortgage market is moving back towards more reasonable lending guidelines. As of today I…

13 years ago

Need Minor Repairs Done On A Home Purchase? …Here’s How.

Good Morning! If you are buying a house that needs minor repairs - but the seller refuses to do them…

13 years ago

Big Federal Change Happening On April 1st…

Good Morning! Well, it's official... The Federal Reserve is taking more control over the mortgage industry.  ...On April 1st they…

13 years ago