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We want to be able to use your bonus income to help you get a mortgage.

However, here are three big guidelines to be aware of for us to be able to count your bonus income:

1) We can’t use bonus income or overtime income unless you can prove you have been receiving this income for 2 years.

2) The employer has to indicate that the bonus or overtime income will likely continue.

3) We will use a two year average of bonus and/or overtime income. So, if you got alot this year, but not last year then we will have to use an average of both years.

That’s it for today!

I hope you have a great day! Thanks for reading!

Brett

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Brett Sampson

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