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Brett's Mortgage Blog

The Loan That Doesn’t Require Tax Returns…

Did you realize that if you are a W-2 employee getting a Conventional mortgage that in almost all cases you won’t need to provide tax returns to get a loan?

It’s true!

Generally all the underwriter will ask for is 30 days of paystubs, and your last two years of W-2’s. …not tax returns.

Sometimes there are things in tax returns that would complicate a loan. So, if the underwriter isn’t asking for them. …Don’t give them to him or her.

That’s it for today!

Have a good day! …and thanks for reading.

Brett

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Brett Sampson

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