sangfnsgfsd
Categories: Brett's Mortgage Blog

Spouse With Bad Credit – Can We Use Their Income?

I get asked this question allot by borrowers…

“My spouse doesn’t have very good credit, but can I use her income on my loan application?”

Answer: “No.”

If we ad the spouses income, then we have to take his/her credit too. In fact, they would become an equal borrower on the loan.

If you are in this situation, and need more income on your loan to get approved – give me a call or shoot me and email. We can brainstorm on some solutions for you to add some income on your loan.

That’s it for today!

Have a good day today! …and thanks for reading.

Brett

Get Pre Approved For A Loan Here.

Get A Rate Quote Here.

Need A Mortgage Calculator?

My Previous Blog Posts

 

 

Brett Sampson

Recent Posts

How To Buy A House Without A Down Payment…

Texas renters are spending more than 30% of their incomes on rent. It can be…

12 months ago

100% Financing On This Home Loan Program…

If you are looking for a home in the outer suburbs or in a rural…

12 months ago

Why It Might Be Smart For You To Consider Debt Consolidation…

If you have credit card debt it’s smart to consider a consolidation loan. If you…

1 year ago

Free Grant Money Available For These Professions…

I wanted to let you know we have a 2% to 5% downpayment and closing…

1 year ago

How To Pull Cash Out Of Investment Property Without Income Documentation…

Do you have investment property, and would like to pull cash out of your property?…

1 year ago

How To Buy A House With No Money Down…

Texas renters are spending more than 30% of their incomes on rent. It can be…

1 year ago