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Categories: Brett's Mortgage Blog

Refinance Solution For Pesky Second Lien Holder…

Ho, Ho, Ho!

I hope you are able to spend time with your family this Christmas season!

Few things…

The Fed is scheduled to meet this Wednesday. With a new chairwoman this meeting should be interesting. …and, could be a market mover. I’ll keep my eye’s out for ‘ya.

If you own your home free and clear, or have a non escrowed loan, and you don’t particularly want to write a check for your tax bill this year there is another way to pay your taxes. …You could refinance your home and roll your property taxes into the new loan.

Problem – Solution…

Are you unable to refinance your first mortgage because your second lien holder refuses to subordinate their lien position?

…if so, I have a solution for you.

I can refinance your first mortgage, and I don’t need a resubordination agreement signed by the second lien holder.

When values drop it’s not uncommon for second lien holders to refuse to subordinate their lien position on a refinance.

Be aware that you don’t need their permission to refinance your first mortgage!

If you are in this situation – shoot me an email or give me a call. I might be able to help you!

That’s it for today!

Have a good day today! …and thanks for reading.

Brett

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Brett Sampson

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