A Simple Thing That Can Make Your Life Better…

Good Morning!

 

My job as a loan officer allows me to have a unique perspective into people’s lives.

I can see how much money people make, and how much money they have in the bank.

I do loans for people who make less than $20,000 a year, and I do loans for people who make well over $250,000 a year.  …It doesn’t matter if you make a lot of money, or very little money – there is a common problem that I see again and again…

…No savings. 

This isn’t true in every case, but I see it very often.  

People tend to spend what they make.  …even the borrowers I have who make a lot of money don’t tend to save their money.

My advice to you?…  Pay yourself first.

Open a savings account, and before you pay any other bills – pay yourself first.  …pay it just like it was a car payment or an electric bill.  …Make it a percentage (10%) of your total income.

Pay it every month.  …it will build up faster than you think.

There is a special comfort that you will gain when you see that you have a comfortable cushion in the bank.  …I want that feeling for you.  

This feeling of comfort will percolate into other areas of your life – less fights about money – less stress at work – happy mom and dad makes for happy kids, etc.